Experian Q&A

State of the Credit Card Industry & Stoozing

Does Experian see any move from Credit Card companies to clamp down on, or make it more difficult for, stoozers and rate tarts?
| Clariman |

Experian does not make lending decisions so that is a matter for individual lenders to comment on.

What would Experian's best guess be at the percentage of credit card users who do stoozing?
| Clariman |

We really have no idea - no guesses, best or otherwise!

What would Experian's best guess be at the percentage of credit card users who are rate tarts?
| Clariman |

We do not know and have no way of finding out - CRA information would not tell us this and, anyway, what CRA data is used for is very strictly controlled and regulated.

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