Dealing with Debt

Introduction

This section will give you all the information that you need to make sensible decisions when considering which credit cards to use and how to use them to your best advantage.

But what happens when things go wrong? Whilst using credit cards and loans has become a modern 'necessity' we should all use these facilities with care and a degree of caution. Many of us don't give due consideration to the problems that life sometimes throws at us, such as illness or redundancy and this can often cause real problems, with very serious consequences.

Read our Dealing with Debt Guide in full.

SOA Calculator

Use the Statement of Affairs Calculator to examine your income and expenditure to see where you can save money. Post and discuss your results with others in the forum

Snowballing Guide

Learn how to reduce your debt quicker with our snowballing guide. Our online Snowballing Calculator is also a great help. Post and discuss your results with others in the forum