October Newsletter
| Created: 15/10/2007 |
Dear Stoozer
Welcome to the October edition of our Stoozing newsletter. In this edition we bring you all the usual card news, information about further additions to the site, and two more articles to read.
Whats New
Our range of calculators has expanded again. Choose from the menu above or select here:
Stoozulator Calculate stoozing profitability of a card
Slow stoozing calculator to assist with purchase rate cards
Balance transfer calculator to help decide on rate tarting or debt reduction
Interest rate convertor to switch from monthly or Annual figures
We have also updated our car and house insurance pages with the latest products on the market which we feel have shown to offer low cost products which you might like to consider if you are in the market for a renewal soon. Personal circumstances vary.
Best wishes
Stooz and Clariman
Articles
advice for those with debt
Getting into debt can be worrying at the best of times. We have a guide to some steps to consider to keep you head above water here
Slow Vs Fast Stoozing
Should you try slow stoozing or fast stoozing? There is more than one way to stooz. read our guide to explain your options.
Regards
Stooz and Clariman
Talk about this article or anything else in our lively free forums.
Best Deals
Best Balance Transfer Cards
Capital one still tops the Balance Transfers table with a fee free 0% card,
Our pick of capped deals are Virgin Atlantic, Citibank and BMIBaby. The Virgin Atlantic card has the lowest fee, capped at £50 and (being an MBNA backed card) has a track record of good credit limits, low minimum payments and the possibility of getting a deal extension at the end of the 0% period. The Citibank and BMIBaby cards have a slightly higher capped fee at £75, but give you 9 months 0% versus Virgin Atlantic's 6. The limits being offered by Citibank (who also operate the BMI Baby card) have been quite variable and they do not have a history of offering repeat deals.
Virgin Money continues to hold the top spot on the uncapped fees section, offering 0% over 15 months (yes 15 months!). Barclays Platinum follow up with 14 months and RBS offering 0% over 13 months.
Best Purchases Cards
HBOS still tops the Purchase cards table with its 15 months Halifax Purchase card. The HSBC and Sainsbury's follow closely with matching 0% for 12 month offers.
Best cashback cards
Capital One also top our Best Cashback card table, offering 4% on all purchases for 3 months, followed by a straight 1% thereafter. American Express Platinum has been a consistent player at or near the top of this table paying up to 3% in the first 3 months, then up to 1.5% depending on your level of spend. Egg Money with its no-nonsense 1% cashback (up to £200 p.a.) is also a good bet.
Best Life of Balance Card
Goldfish still hold the top for the non-stoozers who are just looking for a good deal on low rate lending with the new BuyandFly card at only 3.9% until 2010 (BT fee payable). Check out HSBC if you need an even longer deal at a slightly higher rate. The difference in fees may swing it for you.
Best Savings Accounts
Bradford and Bingley jump to the top this month dropping ICICI into second place on our table of stooz pot accounts