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0% Purchase credit cards

Here is full unbiased list of 0% purchase credit cards. Allowing you to purchase goods at 0% APR and pay no interest on outstanding balances. These cards can be used for slow stoozing.

Card min pay Period APR Notes
Tesco Clubcard3.00%1316.9%
Halifax Rewards Card - Purchases1.00%1215.9% Must already have, or open, a Halifax current account
The AA Card1.00%1218.9% on all motoring, fuel and AA products only
Virgin Money BT/Purchase Card1.00%1218.9%
Sainsbury's (Nectar Cardholder)2.25%1215.9% Must have swiped your Nectar card in store in the last 6 months.
Barclaycard Platinum Purchase2.25%1216.9%
Halifax All In One Card1.00%1015.9%
BOS All In One Card1.00%1015.9%
BT Credit Card1.00%1016.9% Discount on your phone bill
Marks & Spencer2.50%1015.9% M&S reward points (vouchers) for all spending.
Halifax Charity Card1.00%916.9%
Play.com1.00%916.9% Rewards scheme - see website
BOS Union Card1.00%917.9%
Sainsbury's (No Nectar Card)2.25%915.9% 12 months 0% on Sainsbury's purchases. Only 9 months 0% on other purchases.
Saga Platinum3.00%911.9% Age 50+. Extensive benefits package - see website
Sonycard1.00%616.9%
AMEX Platinum Moneyback Card10.00%619.9%
Co-op Members' Card2.00%615.9%
Co-op Affinity Platinum2.00%616.9%
Co-op Affinity Standard2.00%618.9%
RBS World Mastercard2.25%616.9% Extensive benefits/reward package. Must have an RBS current account.
NatWest World Mastercard2.25%616.9% Extensive benefits/reward package. Must have a NatWest current account.
Santander Zero Fee-Free Special2.25%618.9%
John Lewis3.00%616.9%
BOI Ulster Rugby Card3.00%617.9%
GM Card2.00%514.9%
Virgin Money Card1.00%316.6% big discounts at Virgin companies
bmi American Express1.00%316.9%
Halifax Plus1.00%316.9%
MBNA Platinum Visa1.00%316.9%
Breast Cancer1.00%316.9% 3 months from account opening
MBNA Platinum Rewards1.00%316.9%
ICICI Rewards Card1.00%316.9% Earn reward points by spending. See website.
Norwich & Peterborough Card1.00%316.9%
Halifax Rewards Card - BTs1.00%316.9% Must already have, or open, a Halifax current account
MBNA Platinum Plus Visa1.00%316.9%
LTSB Platinum2.00%315.9%
Barclaycard Platinum with BT2.25%316.9%
Santander Credit Card2.25%316.9%
RBS Platinum2.25%316.9% Min £10K income
NatWest Platinum2.25%316.9% Min £10K income
Post Office Platinum2.50%316.9%
Yorkshire Bank Gold2.50%316.9% Must be a YB customer
Clydesdale Bank Gold2.50%316.9% Must be a CB customer
HSBC2.50%316.9% Need to be a HSBC account holder and pay in £500 per month. Min salary £8,500
Post Office Classic2.50%319.9%
Asda Reward Card3.00%316.8% Extensive rewards programme. See website for full details.
BOI Mastercard Gold3.00%316.9%
Nationwide Gold Card3.00%316.9% £25K min income.
BOI Moneyback3.00%317.9%
Debenhams4.00%319.9%
PayPal Mastercard5.00%317.9%
Egg Card2.00%217.9%

Table | Purchase rate credit cards |

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