0% Balance Transfer Credit CardsSavings Accounts
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| Company | Rate | Bonus | AER | Min | Notes |
|---|---|---|---|---|---|
| Post Office | 1.65% | 1.36% | 3.01% | £1m |
 Bonus for 12 months |
| ING Direct | 0.5% | 2.50% | 3.00% | £1 |
Fixed APR for 12 months. New cust only |
| The AA | 0.5% | 2.30% | 2.80% | £1 |
Interest must be paid into another account. Bonus 12 months |
| Santander | 0.5% | 2.25% | 2.75% | £1 |
Phone & branch. Bonus 12 months |
| Alliance & Leicester | 0.5% | 2.25% | 2.75% | £1 |
Bonus for 12 months |
| Saga | 1.75% | 1.00% | 2.75% | £1 |
Age 50 and over. Bonus for 12 months |
| Derbyshire BS | 1.4% | 1.25% | 2.65% | £5k |
Bonus for 12 months, Only 2 withdrawals per year! |
| Bank of Scotland | 2.6% | 0.00% | 2.60% | £1 |
Only 1 free withdrawal per year |
| Birmingham & Midshires | 0.5% | 2.10% | 2.60% | £1 |
12 mnth bonus. Replaced Tel Extra-2 Sep/Oct 2010 |
| Chelsea Building Society | 2.6% | 0.00% | 2.60% | £1 |
Withdrawals only free in April. Other months lose interest |
| Sainsbury | 0.5% | 2.10% | 2.60% | £1 |
12 month bonus. 5 withdrawals per year |
| Scottish Widows | 1.91% | 0.69% | 2.60% | £1 |
12 mnth bonus. Redyced frin 2.7 on 27/9/10 |
| Tesco | 1.25% | 1.35% | 2.60% | £1 |
Bonus for 12 months |
| West Bromwich BS | 2.51% | 0.00% | 2.51% | £1k |
Only 1 free withdrawal per year |
| Halifax | 2.5% | 0.00% | 2.50% | £1 |
Only 1 free withdrawal per year |
| LloydsTSB | 1% | 1.50% | 2.50% | £10k |
Bonus for 12 months |
| Barnsley Building Society | 2.5% | 0.00% | 2.50% | £1 |
|
| Citibank (Egg) | 0.5% | 2.00% | 2.50% | £1 |
Bonus for 12 months. |
| Intelligent Finance | 2.49% | 0.00% | 2.49% | £1 |
|
| Principality BS | 1.65% | 0.75% | 2.40% | £1 |
Bonus for 12 months |
| Market Harborough BS | 2.35% | 0.00% | 2.35% | £1 |
For age 60 and above only |
| Melton Mowbray BS | 2.27% | 0.00% | 2.27% | £1k |
|
| AKBank | 2.25% | 0.00% | 2.25% | £1 |
Phone only |
| Saffrron Building Society | 2.25% | 0.00% | 2.25% | £100 |
Replaces issue 2 and reduces rate from 2.65 16/9/10 |
| Market Harborough BS | 2.2% | 0.00% | 2.20% | £1 |
|
| Yorkshire BS | 2.1% | 0.00% | 2.10% | £1 |
|
| State Bank of India | 2% | 0.00% | 2.00% | £500 |
|
| Skipton Building Society | 2% | 0.00% | 2.00% | £50 |
Rate guarantee at least 1.5% until 31/12/11 |
| Newcastle BS | 1.84% | 0.00% | 1.84% | £250 |
|
| Birmingham & Midshires | 1.84% | 0.00% | 1.84% | £1 |
|
| Birmingham & Midshires | 1.75% | 0.00% | 1.75% | £1 |
|
| Northern Rock | 1.75% | 0.00% | 1.75% | £1 |
|
| Anglo Irish Bank | 1.75% | 0.00% | 1.75% | £500 |
Not open to new customers |
| Anglo Irish Bank | 1.6% | 0.00% | 1.60% | £1 |
|
| Ulster Bank | 1.24% | 0.00% | 1.24% | £10k |
Lose interest in withdrawal month. 2.48% from 15/10/10 |
| NatWest | 1% | 0.00% | 1.00% | £1 |
New acocunt Sept 2010 |
What about cash mini-ISAs?
A cash mini-ISA is a special savings account in which the Government allows you to save up to £3600 per annum without paying tax on the interest earned. This means that a Stoozer could use it for the first £3600 of their Stooz money in any one year, thus earning interest without tax.
However, once you have paid £3600 into the account, you can not pay any more into the account in the same tax year ... even if you have withdrawn the original money paid in, so only use an ISA for your Stooz Pot if you are not already planning to use one for your normal savings. Besides, most Stoozers would hope to be able to build a stooz pot well in excess of £3600! ISAs sometimes have interest rates a little higher than normal savings accounts, but we have excluded them from our tables because of the low maximum investment.
If you think that we have missed any useful stoozing accounts, why not tell us in the forums. Click HERE For details on the current Bank of England Base Rates