Search found 30 matches

by kempiejon
Sat Jan 25, 2020 9:14 pm
Forum: Stoozing Credit Cards
Topic: royal bank of scotland 23 months 0% no fee
Replies: 5
Views: 177

Re: royal bank of scotland 23 months 0% no fee

planteria wrote:on existing credit cards? or you mean existing current account customers that don't have an RBS credit card?


I don't have an existing RBS credit card but do have a current account.
by kempiejon
Mon Jan 13, 2020 3:36 pm
Forum: Stoozing Credit Cards
Topic: royal bank of scotland 23 months 0% no fee
Replies: 5
Views: 177

Re: royal bank of scotland 23 months 0% no fee

planteria wrote:23m 0%Int 0%Fee ?

Aye, no fee, no interest on Balance transfers. Existing customers only, I think 3 months purchase too.
by kempiejon
Sun Jan 12, 2020 2:33 pm
Forum: Stoozing Credit Cards
Topic: royal bank of scotland 23 months 0% no fee
Replies: 5
Views: 177

royal bank of scotland 23 months 0% no fee

As the title says, just had a promo leaflet in the post. Must be an existing customer, unfortunately I only have £20 balance and haven't used the current account for over a year. I already have a fair stooze balance on other cards, I'm going to sling £1k in the current account first and apply toward...
by kempiejon
Mon Sep 19, 2016 12:31 am
Forum: Savings & Stooz Pots
Topic: Fund Selection for ISA
Replies: 4
Views: 5234

Re: Fund Selection for ISA

I'm not much one for funds, I do like investment trusts and ETFs. I also hold large cap FSTE 100/250 high yielders. I've been put off funds by charges. ETFs with no stamp duty and low, low sub 0.25% ongoing annual charges win me over. A word on diversity, I have been increasing my international expo...
by kempiejon
Sat Jul 23, 2016 10:40 am
Forum: Stoozing Credit Cards
Topic: Go big or go home (or pay for one!)
Replies: 2
Views: 4611

Re: Go big or go home (or pay for one!)

Like cashback I'd like to see your workings. Unfortunately my potential stooze pot wouldn't get near my outstanding mortgage unless I doubled it and my mortgage rate is low and fixed for the next 4 years and not offesttable. I remember reading on the old board about offsetting and an old friend of m...
by kempiejon
Wed May 25, 2016 12:39 pm
Forum: Stoozing Credit Cards
Topic: 'Spare' MBNA Card?
Replies: 12
Views: 17500

Re: 'Spare' MBNA Card?

I have a spare MBNA card, they auto increase my credit limits and like you I think I could get more repeats holding 2 cards and then merge the biggest limit onto the card with the best offer at the time. I think this might work but currently offers have been a bit stingy on duration with higher fees...
by kempiejon
Wed May 11, 2016 9:13 pm
Forum: Stoozing Credit Cards
Topic: Barclaycard offer
Replies: 2
Views: 4792

Re: Barclaycard offer

Marges, If you have an MBNA account or two with zero balances or small debts you could transfer the 11k to them and then ask MBNA customer services phone or as I prefe via online message to move the credit balance to your current account. In fact MBNA offer a fee free transfer account I use for just...
by kempiejon
Fri Apr 29, 2016 12:23 pm
Forum: Stoozing Credit Cards
Topic: Tesco 0% 40mths BT 2.69% fee
Replies: 5
Views: 11573

Re: Tesco 0% 40mths BT 2.69% fee

Information about your account - 0% balance transfers until your October 2017 statement 2.99% min £5 fee.
by kempiejon
Tue Apr 19, 2016 12:35 pm
Forum: Coffee Lounge / feedback
Topic: Credit scores
Replies: 13
Views: 23009

Re: Credit scores

I use noddle, I like mike_p's comment about if your credit score is rising make more applications. I usually apply when I see a good offer or I have money to shuffle coming to an end. I do get turned down and when that happens I have a good tidy up, no more applications for at least 6 month and clos...
by kempiejon
Sat Apr 16, 2016 1:24 pm
Forum: Stoozing Credit Cards
Topic: Tesco 0% 40mths BT 2.69% fee
Replies: 5
Views: 11573

Re: Tesco 0% 40mths BT 2.69% fee

I like that offer but already hold a Tesco card zero balance, I wonder if a call to CS would match the offer? I'm off new cards applications for now as my stoozed balance is again more than my salary and I've been turned down by M&S for a bank account and by the post office credit card.

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