Search found 35 matches

by kempiejon
Tue Oct 10, 2023 11:08 am
Forum: Coffee Lounge / feedback
Topic: A 'Stoozing' article in the Telegraph a couple of days ago
Replies: 8
Views: 32429

Re: A 'Stoozing' article in the Telegraph a couple of days ago

My mule cards are MBNA Everyday Card. No money transfer fee, you'd need to check the fee free money transfers are still available. I then transfer the amount the credit amount the new card offers to your bank account, and simultaneously move the amount from the new card to the MT card; you might pay...
by kempiejon
Sat Oct 07, 2023 6:31 pm
Forum: Coffee Lounge / feedback
Topic: A 'Stoozing' article in the Telegraph a couple of days ago
Replies: 8
Views: 32429

Re: A 'Stoozing' article in the Telegraph a couple of days ago

Sarah wrote:Are there any good (i.e. cheap) ways to create debt these days?

I hardly even spend on credit cards anymore.


I mule balances straight to my current account, then on to savings. I have a couple cards kept specifically for that purpose.
by kempiejon
Mon Aug 21, 2023 11:16 am
Forum: Coffee Lounge / feedback
Topic: A 'Stoozing' article in the Telegraph a couple of days ago
Replies: 8
Views: 32429

Re: A 'Stoozing' article in the Telegraph a couple of days ago

i suppose it is. anyone here getting back at it? About 6 months back a tiook advantage of a deal from virgin. Not 2 months back I was accepted for a Sainsbury's 14 month 0% apr no fee BT and I have locked the balance into a 6.06%, 12 month savings bond. RBS/Ulster/RBS have a 16 month no fee offer a...
by kempiejon
Sat Feb 22, 2020 5:55 pm
Forum: Stoozing Credit Cards
Topic: £15 voucher for TopShop with branded card
Replies: 0
Views: 21683

£15 voucher for TopShop with branded card

NewDay who do the amazon CC and gave me an amazon voucher when accepted and spend on the card are doing a similar scheme with topshop. £15 Gift Card Topshop Card Offer Get up to £15 in gift cards when you open and spend on the Topshop Mastercard. Terms apply. NewDay LTD. Subject to status, 18+ UK on...
by kempiejon
Sat Feb 22, 2020 12:17 pm
Forum: Stoozing Credit Cards
Topic: royal bank of scotland 23 months 0% no fee
Replies: 7
Views: 18644

Re: royal bank of scotland 23 months 0% no fee

Only 20 months when I applied the other day, Premium bond for the cash first, looking to remortgage in the summer, thinking about an offset then the money can go there.
by kempiejon
Sat Jan 25, 2020 9:14 pm
Forum: Stoozing Credit Cards
Topic: royal bank of scotland 23 months 0% no fee
Replies: 7
Views: 18644

Re: royal bank of scotland 23 months 0% no fee

planteria wrote:on existing credit cards? or you mean existing current account customers that don't have an RBS credit card?


I don't have an existing RBS credit card but do have a current account.
by kempiejon
Mon Jan 13, 2020 3:36 pm
Forum: Stoozing Credit Cards
Topic: royal bank of scotland 23 months 0% no fee
Replies: 7
Views: 18644

Re: royal bank of scotland 23 months 0% no fee

planteria wrote:23m 0%Int 0%Fee ?

Aye, no fee, no interest on Balance transfers. Existing customers only, I think 3 months purchase too.
by kempiejon
Sun Jan 12, 2020 2:33 pm
Forum: Stoozing Credit Cards
Topic: royal bank of scotland 23 months 0% no fee
Replies: 7
Views: 18644

royal bank of scotland 23 months 0% no fee

As the title says, just had a promo leaflet in the post. Must be an existing customer, unfortunately I only have £20 balance and haven't used the current account for over a year. I already have a fair stooze balance on other cards, I'm going to sling £1k in the current account first and apply toward...
by kempiejon
Mon Sep 19, 2016 12:31 am
Forum: Savings & Stooz Pots
Topic: Fund Selection for ISA
Replies: 5
Views: 21174

Re: Fund Selection for ISA

I'm not much one for funds, I do like investment trusts and ETFs. I also hold large cap FSTE 100/250 high yielders. I've been put off funds by charges. ETFs with no stamp duty and low, low sub 0.25% ongoing annual charges win me over. A word on diversity, I have been increasing my international expo...
by kempiejon
Sat Jul 23, 2016 10:40 am
Forum: Stoozing Credit Cards
Topic: Go big or go home (or pay for one!)
Replies: 2
Views: 7892

Re: Go big or go home (or pay for one!)

Like cashback I'd like to see your workings. Unfortunately my potential stooze pot wouldn't get near my outstanding mortgage unless I doubled it and my mortgage rate is low and fixed for the next 4 years and not offesttable. I remember reading on the old board about offsetting and an old friend of m...

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