Search found 14 matches

by sparkey1
Wed Aug 24, 2016 6:21 pm
Forum: Coffee Lounge / feedback
Topic: Credit scores
Replies: 13
Views: 22550

Re: Credit scores

Funnily enough came across it last night. It gives a score, which updates monthly. It doesn't give you a credit report.
by sparkey1
Tue Aug 23, 2016 11:11 pm
Forum: Stoozing Credit Cards
Topic: New CC application, should I lower existing card limit and apply at bank with existing accounts?
Replies: 9
Views: 6989

Re: New CC application, should I lower existing card limit and apply at bank with existing accounts?

No. Credit reports prefer limits above £1000. Also you reduce your overall credit availability, so when you actually use it, you are utilising a higher percentage. So, let's imagine your car broke and you spent £1000 on repairs. Your using 20 percent of your limit. But what if you had dropped your l...
by sparkey1
Tue Aug 23, 2016 11:00 pm
Forum: Savings & Stooz Pots
Topic: Extra TSB classic accounts
Replies: 78
Views: 47601

Re: Extra TSB classic accounts

So, are you getting interest paid on more than one account?
by sparkey1
Tue Aug 23, 2016 10:40 pm
Forum: Coffee Lounge / feedback
Topic: Credit scores
Replies: 13
Views: 22550

Re: Credit scores

Experian now have a free credit score called Option called credit matcher, so you can get your score from all 3 agencies for free. They all only update once per month, and it can take 2 months for the updates to show.

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