Lloyds club and the 'free fivers' have had their rates reduced, but no news on BoS vantage so maybe this 15k at 3% is safe for a while. Fingers crossed.
Obviously not good news on lloyds / fivers
Search found 59 matches
- Wed Oct 12, 2016 6:18 am
- Forum: Savings & Stooz Pots
- Topic: Bank of Scotland Vantage change
- Replies: 39
- Views: 108324
- Tue Oct 04, 2016 8:44 am
- Forum: Savings & Stooz Pots
- Topic: Bank of Scotland Vantage change
- Replies: 39
- Views: 108324
Re: Bank of Scotland Vantage change
It's been a few months on those I think. I need to check I still have interest today, I.e. Are all mine correct.
From the title of your post I was concerned about an interest rate drop... sort of expecting one this year.
From the title of your post I was concerned about an interest rate drop... sort of expecting one this year.
- Sat Aug 27, 2016 10:05 am
- Forum: Stoozing Credit Cards
- Topic: Virgin Money
- Replies: 27
- Views: 77111
Re: Virgin Money
According to MSE eligibility checks, virgin doesn't like me much (40%). I wonder what I've done to offend them.
- Wed Aug 24, 2016 5:54 am
- Forum: Coffee Lounge / feedback
- Topic: Credit scores
- Replies: 13
- Views: 59636
Re: Credit scores
MSE seem to be part way through a new tool which includes experian scores and the usual application percentages but will soon include experian reports... I've not signed up yet but will have a read over the weekend
http://www.moneysavingexpert.com/creditclub
http://www.moneysavingexpert.com/creditclub
- Wed Aug 17, 2016 8:51 pm
- Forum: Coffee Lounge / feedback
- Topic: Limited Company accounts
- Replies: 4
- Views: 34417
Re: Limited Company accounts
No. The benefit in kind means you need to pay take on it if it less than the official rate. That's 3% currently. So you pay tax at your marginal rate between the official rate and the rate you have to pay the company. Eg a loan at base rate 0.25%, if your marginal rate is 40%, then you would get 1.3...
- Wed Aug 17, 2016 8:45 pm
- Forum: Stoozing Credit Cards
- Topic: Interest rates
- Replies: 4
- Views: 10288
Re: Interest rates
If too many of there follow I may have to go back to over paying the mortgage...
- Fri Aug 12, 2016 6:08 am
- Forum: Coffee Lounge / feedback
- Topic: Former head of FSA on P2P...
- Replies: 5
- Views: 26394
Re: Former head of FSA on P2P...
Ratesetter yes, sorry, too used to talking p2p on the independent forum so slipped into the abrieviations used there.
- Wed Aug 10, 2016 6:42 am
- Forum: Coffee Lounge / feedback
- Topic: Former head of FSA on P2P...
- Replies: 5
- Views: 26394
Re: Former head of FSA on P2P...
Diversification etc etc should still be followed. That said, I have cash in RS but not zopa currently.
- Wed Aug 10, 2016 6:41 am
- Forum: Savings & Stooz Pots
- Topic: Changes to 6% M&S Regular Saver
- Replies: 11
- Views: 46080
Re: Changes to 6% M&S Regular Saver
March I think. Before the new rules came into effect, but I have set up the 2x DDs since then ready for a hopeful third year in 2017.
- Fri Aug 05, 2016 6:20 am
- Forum: Savings & Stooz Pots
- Topic: Changes to 6% M&S Regular Saver
- Replies: 11
- Views: 46080
Re: Changes to 6% M&S Regular Saver
I'm on my second if that is what you are asking...