I jumped straight in with a fast stooze on a balance transfer. It was a N&P 0% fee, I used the Egg Money card as a mule and stashed it away at 6%. Great days.
Have things evolved? I'd say they haven't evolved, it's just that the opportunities have been fewer due to the low interest rate environment.
In essence, I still use a mule card, albeit a credit card rather than a hybrid credit card/current account that allowed positive balances (Egg Money was a great card, you could even earn £200 a year from it doing a 'Pullman', which was a handy technique you could do in February - see the old forum for details). Alas, Egg Money is no more
![Sad :(](./images/smilies/icon_e_sad.gif)
. I now use an MBNA Virgin Atlantic card, transfer a balance from it to whatever card I want to stooze and then call MBNA to transfer the cash to a current account without any charges.
Over the last 2/3 years, I've not performed any stoozes but have focussed on Halifax Reward Accounts and bagging bank account opening bonuses.
However, I'm readying myself for a busy few months of stoozing from April. I'll be using TSB Classic Plus as my main stoozepot, plus regular saver accounts because interest will be paid gross rather than net from April - it'll make a big difference. Annoyingly I've just nudged into the higher rate tax bracket so I can only earn £500/yr interest without tax. I still expect to clear £1000 from stoozing activities in the next 12 months, made up of fast stoozes, Halifax Rewards fivers, account bagging and possibly a slow stooze in between.