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Regular Savers

Posted: Sun Jul 31, 2016 12:08 pm
by planteria
i've had several running in the past few months, but some won't be being renewed..
HSBC and M&S both paying, and hopefully can be renewed, at 6%.
Nationwide paying, and hopefully can be renewed, at 5%.
but Lloyds have dropped from 4% to 3% so will probably not renew.
and TSB have dropped from 5% to 2% so have cashed out and not renewed.

any i'm missing?
i think i'll just work on the basis of saving into 5%+ RSs :arrow:

Re: Regular Savers

Posted: Sun Jul 31, 2016 4:10 pm
by joker
First direct, 6%. Santander 5%. N and P 4%.

Re: Regular Savers

Posted: Sun Jul 31, 2016 5:12 pm
by ceredigion
TSB was (is) fixed for 12 month's so why "cashed out " ?

Re: Regular Savers

Posted: Sun Jul 31, 2016 7:34 pm
by Sarah
I think cashed out meaning matured at 5% but not renewed 2%. I'm in the same position, currently; haven't yet decided whether or not to go for a second year at 2%. Looking at the full interest rate history for this account, it's actually been up or down several times, so maybe 5% (or at least 3%) could return!

http://www.tsb.co.uk/help/rates-and-cha ... hly-saver/

Re: Regular Savers

Posted: Sun Jul 31, 2016 8:33 pm
by planteria
that's exactly it Sarah. not renewing at 2%. but perhaps they'll bring 5% back.. retaining the c/a for interest on the 2k and £5/m cashback on spending.

i didn't know about Santander, thanks joker. limited to £200/m. don't have a c/a with them nowadays.

Re: Regular Savers

Posted: Mon Aug 01, 2016 9:56 am
by mike_p
Halifax Kids RS pays 4%, though used to be 6%.

Seems to me like we're witnessing the end of interest paying accounts, to all intents and purposes. If S123 cuts its rate as suggested then all the other current accounts will do likewise.

Re: Regular Savers

Posted: Mon Aug 01, 2016 10:57 am
by cashback
Has anyone else opened 6 TSB Classic Plus Current Accounts yet?

That's £12k paying 4.89% AER, instant access

Re: Regular Savers

Posted: Tue Aug 02, 2016 8:40 am
by planteria
just the one..

Re: Regular Savers

Posted: Tue Aug 02, 2016 1:29 pm
by Anon
cashback wrote:Has anyone else opened 6 TSB Classic Plus Current Accounts yet?

That's £12k paying 4.89% AER, instant access


I have only two from when you could originally have 2 - tried to open another Classic a few months ago and it sent me a text saying to call, but never got round to calling :oops: - is that a normal stage when signing up online for more than 2 or was it to block more accounts being opened? Thanks

Re: Regular Savers

Posted: Tue Aug 02, 2016 3:14 pm
by cashback
It's quite normal to have this request Anon. I faced it on 2 out of 5 occasions.

I hadn't lived at my current address for >3 years so I think that contributed.

It's all documented here
http://stoozing.com/stoozforum/viewtopic.php?f=3&t=18


I was only ever asked with reference to the account I was applying for, not the ones hat already existed